Top 10 Best Places to Retire in Florida - Experts' Opinions

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By Patty Inglish, MS

Melbourne Beach Pier (photos, public domain).
See all 3 photos
Melbourne Beach Pier (photos, public domain).

Expert Opinions

The publication known as 55-Alive! suggests a number of places they feel are better than average for retirement living. These include a number of US States and Mexico, but many locations are in Florida

The recommeded Top 10 Best Florida Retirement Cities are the following:

  1. Melbourne - Also named as one of the "most affordable" retirement cites by WalletPop.com . This organization also states that Palm Harbor and Jensen Beach are among the Top 20 Most Affordable .
  2. Gainesville
  3. Naples
  4. Jupiter
  5. Vero Beach
  6. Marco Island
  7. Jacksonville
  8. Ocala
  9. Kissimmee
  10. Tallahassee


An additional 5 cities that also offer good retirement living are:

Other Recommendations

Highlight on Melbourne, Florida

Melbourne may be the best place to retire in Florida for a number of reasons. it's been names one of the most affordable cities in the nation for retirement and retirement jobs are also available for those that wish to continue working. It is located about an hour's drive south of the Kennedy Space Center and is convenient for watching NASA liftoffs in the exciting 21st century of proposed Lunar and Martian exploration. In addition, this is the center of the Florida Space Coast, a high-tech hub in Southeastern USA.

The city is a little over an hour east of Disney World as well and has easy access to highway I-95. Part of the city lies off the mainland and two causeway bridges provide access to this scenic area. At over 78,000 population, the city is not overly large and lends less stress than large urban metroplexes, as well as its enjoyable sightseeing attractions.

A historic landmark: The William H. Gleason House (public domain).
A historic landmark: The William H. Gleason House (public domain).
Liftoff for STS-130 mission, involving robotics, is set for February 7, 2010 at 4:39 a.m. EST.
Liftoff for STS-130 mission, involving robotics, is set for February 7, 2010 at 4:39 a.m. EST.

Space Coast Harbor City

Melbourne is nicknamed the Harbor City as a reflection of its location on the eastern coast of Florida, about 24 miles south of Cape Canaveral. Beeches, waterfronts, and harbors offer numerous recreational activities to residents and visitors. Several State Parks and Conservation Areas are located within half an hour's drive time as well. In case of severe inclement weather and hurricanes, the city is well prepared with a system of services that offer Hurricane Preparedness.

Within an hour's journey to Kennedy Space Center, Melbourne makes the ideal retirement spot for hobbyists that enjoy astronomy and space exploration events. The research division of the center is involved in remarkable projects that include wildlife and agriculture as well as weather and space travel. For Baby Boomers that grew up on Walt Disney shows about space exploration and were hooked on the subject - like Tom Hanks - Melbourne is a dream come true. At one time, NASA operated a short project that studied seniors and space travel and wtoday, privatized space travel is in the grasp of seniors in the near future. Kennedy offers attractions for all ages, making it a comprehensive educational and recreational complex for the community as well a center for NASA projects.

Melbourne Workforce Status

Melbourne city officials are joined by NASA, Disney, Higher Education, and local businesses in order to promote the development of new jobs and new career fields to boost the city and state economy. Research and employment internships (inlcuding at Disney) help to expand the workforce and increase the quality of living in Melbourne. Retirees that want to work can also find employment in the area.

The most frequently listed job opportunities are in Healthcare, Finance, and IT (Information Technology/computers).

Largest Employers

  1. Harris Corporation - Communications
  2. Northrup Grumman - Aerospace and Defense
  3. Intersil Corporation - Integrated circuits
  4. MC Assembly - PC parts and assemblies
  5. Rockwell Collins Inc. - Aircraft communications
  6. Sea Ray Boats - Manufacturing
  7. MIMA - Healthcare
  8. Florida Tech (see colleges below)
  9. Dictaphone - electrical mfg
  10. Florida Today - News media

Top 10 Jobs in Melbourne

  1. Physical Therapists and Assistants
  2. Occupational Therapists and Assistants
  3. Registered Nurses (RNs)
  4. Home Care Physical Therapists and Occupational Therapists
  5. Speech Therapists
  6. Financial Advisors (especially for JP Morgan Chase)
  7. Senior Software Engineers
  8. Licensed Financial Sales Consultants
  9. Pizza Hut Managers, Assistants, and Team Members
  10. Certified Nurse Assistants (CNAs)

Higher Education

The system of Higher Education in and around Melbourne includes many community opportunities for classes and trips in conjunction with NASA, Kennedy Space Center, and other attractions.

A number of online colleges are also available in Melbourne.

Cape Canveral Wildlife Refuge

Top Retirement Communities in Melbourne

  • Lower cost, good housing off I-95: Windwood Apartments. This complex offers laundry facilities, a Clubhouse, and High Speed Internet and fomr 300 to 900 square feet of living space.
  • Hibiscus Court
  • Kisco Senior Living - The Fountains at Melbourne
  • Quail Run Retirement
  • Senior Lifestyles - This location includes wellness programs and the School of Culinary Arts that provides experience and ongoing training for chefs.

Check additional locations and related resources at One Senior Place.

Delta IV Rocket Night Launch July 16, 2011

TAXES: Florida and Melbourne

The following link discloses all state tax information:

http://dor.myflorida.com/dor/forms/2009/gt800025.pdf

Excerpt:

Other Taxes and Fees

Florida does not impose personal income, inheritance, gift taxes or intangible personal property taxes. However, there are other taxes and fees that, in certain counties or circumstances, Florida residents may be required to pay, such as: convention development tax, local option tourist tax, fuel taxes, communications services tax, gross receipts tax, lead-acid battery fee, new tire fee, motor vehicle fee (Lemon Law), or rental car surcharge.

Kennedy Space Center

Kennedy Space Center: Gateway to Space
Amazon Price: $46.28
List Price: $40.00
Kennedy Space Center: Gateway to Space
Amazon Price: $4.98
List Price: $24.95

Melbourne Florida

Melbourne Beach and Indialantic (Images of America: Florida)
Amazon Price: $9.95
List Price: $18.99
Fishing Secrets from Florida's East Coast (Wild Florida)
Amazon Price: $14.10
List Price: $22.50

Comments, Additions, and Experiences

david stillwagon 2 years ago

They all sound like great places to retire to! I really like the Clearwater area.

William F. Torpey profile image

William F. Torpey Level 2 Commenter 2 years ago

Thanks for the interesting hub, Patty. I have several friends and relatives in and around Melbourne. It seems they must subscribe to 55-Alive -- They're all in the Melbourne area -- Palm Bay, Titusville, Barefoot Bay, Kissimmee, Ocala. Actually, they all went South from Connecticut to Fort Lauderdale years ago and drifted north to the area over the years. Based on my occasional visits, it seems like a nice place to live. It's a bit cooler than Lauderdale.

skgrao profile image

skgrao Level 1 Commenter 2 years ago

Visit India to see Top ONE place in the world.

Hello, hello, profile image

Hello, hello, 2 years ago

Thank you for a very interesting and informative hub.

Dim Flaxenwick profile image

Dim Flaxenwick Level 7 Commenter 2 years ago

I didn't even know there was a Melbourne in Florida.! Thanks again , Patty for great information.

Patty Inglish, MS profile image

Patty Inglish, MS Hub Author 2 years ago

@skgrao - Do you recommend US senior citizens retire in India? Some may like to do so - which cities do you suggest?

@William - Thanks for posting; it's good to see you. Some parts of Florida are pretty humid and hot, aren't they?

Sandyspider profile image

Sandyspider Level 1 Commenter 2 years ago

Sound like some great places to retire. The plus is no snow!

dusanotes profile image

dusanotes 2 years ago

Thank you doe this exceptional Hub. Might I add Sarasota/Bradenton as a great retirement place. Specifically, I believe Sarasota is marvelous. Bradenton isn't a great city, but it has one great retirement community that makes up for its deficiencies and that is a place where we lived for several years, Lakewood Ranch. We built a home there on a large pond. Great memories of it. A lot to do. Just 11 miles from the beach and a great city, Sarasota. I'd go back there in a heartbeat. Keep up the good work.

Patty Inglish, MS profile image

Patty Inglish, MS Hub Author 2 years ago

Sandyspider - I'm ready to go now, because of snow clogging traffic here!

Don - I'll take a look at those cities as well. Florida is sounding better all the time.

A friend retired to a part of Central Texas at Christmas, a cold snap hit, and the furnace went out. Not as warm as expected!

rebekahELLE profile image

rebekahELLE Level 5 Commenter 2 years ago

Patty, another great hub and so helpful! I live very close to Palm Harbor. It's a nice area and so central to everything. Depending on how close one lives to the Gulf, there is the breeze from the water. Yes, it is how and humid during the summer, but actually not too much more than the midwest, probably because we're so close to the Gulf. Sarasota is nice also, probably a bit more expensive than Palm Harbor. But It's a great cultural area of Florida, as well as Tampa. :)

bryanmccarty profile image

bryanmccarty 2 years ago

How, what a great hub! I hope you are getting a hundred people a day to this hub because it is one of the best ones I have read yet!

Patty Inglish, MS profile image

Patty Inglish, MS Hub Author 2 years ago

rebekahELLE - Thanks for your experiences Palm Harbor and Sarasota. I'm at least going to have a vacation arund Florida, if not eventually to move there.

bryanmccarthy - Thanks! I especailly like the idea of being n the Space Coast where the space exploration mecca is centered - and soon, a commerical part to the spaceport.

TheDisneyVacation 22 months ago

Nice hub,lots of great places to retire in Florida because of environmental factors.

deepakkumaarr 16 months ago

excellent collection

All The Best for your future hubs

Dr Rockpile profile image

Dr Rockpile Level 2 Commenter 7 months ago

I'd love to have a place in the Kissimmee/Orlando area. A great spot for visiting grandchildren. :)

MP50 4 months ago

Many years ago, I lived in Boca Raton, palm beach florida. This Hub has brought back some great memories.

Patty Inglish, MS profile image

Patty Inglish, MS Hub Author 4 months ago

Florida has always interested me and seems a fun place to retire. I am glad this Hub brought good memories back to you!

bredandagnes profile image

bredandagnes Level 1 Commenter 2 months ago

just returned from a visit to Viera Melbourne and I have to agree-would love to retire there.

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